Improved credit score within 2 months
No annual fees.
APR interest.
Receive Your Child Support
Link your checking account where you receive child support payments or reimbursements. Those funds become your monthly limit for your secured credit card.
Use Your Card
Shop like you normally would for everyday purchases. Each purchase builds your credit.
Pay Off Your Balance
Payoff your balance using your child support or reimbursement funds already set aside so you never miss a repayment.
Access Funds Early
Need your child support funds sooner? With Onward, you can access those funds slightly earlier, giving you more flexibility when you need it.
Why choose the Onward card?
Onward’s secured credit card is tailored specifically for individuals receiving child support, providing a unique opportunity to build credit with money you’re already receiving. It’s more than just a card; it’s a tool for financial empowerment.
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Every payment helps you build a stronger credit profile.
Use your card for everyday expenses or emergencies.
Don't get charged for spending your own money.
"Onward has been a game-changer. I’m finally seeing my credit score reflect the responsibility I’ve been showing all along."
— Chris M., Onward User
"Managing my finances has never been this easy. Onward gives me peace of mind and the credit score I deserve."
— Amanda T., Onward User
"I never thought I could build credit with my child support payments. Onward has made it possible, and I can access my funds when I need them most."
— Jessica M., Onward User
"The flexibility of accessing my child support funds a little early has been a game changer. Onward has truly thought of everything."
— Amanda T., Onward User
Our mission is to help you move forward confidently, achieving a faster, cheaper, and better divorce outcome
The Onward secured credit card is designed to help you build credit using your child support payments. Each time you receive a payment, those funds are loaded onto your card. You can then use the card for everyday purchases while building your credit.
Yes! With the Onward card, you can access your child support funds slightly earlier, giving you more flexibility when you need it.
By using the Onward secured credit card responsibly—making regular purchases and paying off your balance on time—you can gradually improve your credit score. We report your payment history to the major credit bureaus, helping you build a positive credit profile.
No, you don’t need a minimum credit score to apply for the Onward secured credit card. It’s designed to help you build or rebuild your credit, regardless of your current score.
We strive to keep fees transparent and minimal. You can expect standard fees similar to those of other secured credit cards, including an annual fee and interest charges on any balance carried over. Full details will be provided during the application process.
