Build Your Credit When You Pay Child Support

Turn every payment into a credit-building opportunity - secure your financial future while supporting your family for just $20/month.

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$2,700

Annual savings on car, mortgage, and credit card payments with a 100 point credit score increase.

+49

points credit score improvement in first month

0% APR

and no hidden fees

Why Onward stands out in credit building.

Onward is uniquely designed to help you build credit while meeting your obligations. Unlike traditional credit-building options or other platforms, Onward focuses on turning your alimony, child support, and similar payments into opportunities for financial growth. Compare the features and see why Onward is the right choice for you.

Traditional Credit Cards
Onward
Affordable, transparent pricing
high interest rates
Credit check to apply
Yes
Credit building for alimony & child support
credit hit on missed payment
Automated payments & reporting
manual payment required
Personalized financial insights
limited insights

Don't let missed payments hold you back.

Our platform ensures your payments are reported to credit bureaus, helping you build a stronger financial future while fulfilling your obligations.

Get tailored advice on managing your alimony and child support payments to boost your credit score.

How it works.

Open a Credit Builder Account:

Our credit builder account leverages your child support and alimony payments, treating them like installment loans to build your credit. Every payment you make helps improve your credit score.

Automate payments:

Set up automated payments to ensure timely transactions, making sure your credit gets the boost it deserves without the hassle of manual management.

Get a Secured Credit Card:

For recipients of child support and alimony, we offer a secured credit card that builds your credit profile when you spent the child support or alimony. Use it responsibly to demonstrate your creditworthiness.

Track Your Progress:

Use our platform to monitor your payments and credit score improvements. We report your on-time payments to all three major credit bureaus, ensuring that your financial responsibility is recognized.

Testimonials:

"Onward has been a game-changer. I’m finally seeing my credit score reflect the responsibility I’ve been showing all along."
— Chris M., Onward User

"Managing my finances has never been this easy. Onward gives me peace of mind and the credit score I deserve."
— Amanda T., Onward User

Testimonials:

"Onward has been a game-changer. I’m finally seeing my credit score reflect the responsibility I’ve been showing all along."
— Chris M., Onward User

"Managing my finances has never been this easy. Onward gives me peace of mind and the credit score I deserve."
— Amanda T., Onward User

Did you know?

Missing a child support payment can lower your credit score, but paying on time doesn’t help it rise. We believe that should change.

Key benefits

No hard pull

There is no hard pull on your credit when applying for a Credit Builder Account

Track your credit score:

Watch how your credit score changes over time.

Reports to all 3 credit bureaus:

Every payment is reported to all 3 credit bureaus.

Cancel anytime

We know financial hardships happen. That’s why you can always cancel, free of charge.

Frequently asked questions

How does Onward help build my credit?

Onward reports your alimony, child support, or other recurring payments to the credit bureaus, helping you build credit with payments you’re already making. Traditionally, these payments don’t improve your credit score, but with Onward, every on-time payment gets you closer to a stronger financial future.

What does Onward cost?

We offer Onward for a subscription fee of $15/month when you sign up for an annual plan. If you prefer a month-to-month subscription, it’s $20/month. We’ve priced Onward to be fair and affordable, especially given the impact it can have on your credit score. There are NO hidden fees, and your payments go directly toward improving your credit.

Is Onward safe to use?

Absolutely. We use bank-level encryption to protect your personal and financial information. Your privacy and security are our top priorities, and we ensure that your data is safe with us at every step.

Who can benefit from Onward?

Onward is designed for anyone who pays alimony, child support, or other recurring financial obligations and wants to turn those payments into credit-building opportunities. If you’re ready to take control of your credit and improve your financial future, Onward is here for you.

How soon will I see results in my credit score?

Most users start to see improvements in their credit score within 3 to 6 months of consistent, on-time payments. Your results may vary, but we’re committed to helping you build credit as efficiently as possible.

Ready to turn your payments into progress?

Sign up today and start building the credit you deserve.

Get started