Considering Divorce? Do These Three Things First

Divorce is a significant life decision that requires careful planning and consideration. Before you proceed, here are three crucial steps to ensure you’re fully prepared for the journey ahead.

1. Pick the Right Type of Divorce

Choosing the right type of divorce can significantly impact the process's duration, cost, and emotional toll. There are several types to consider:

Uncontested Divorce: This is the simplest and most amicable form of divorce, where both spouses agree on all major issues, such as asset division, child custody, and support. This type is usually faster and less expensive.

Contested Divorce: When spouses cannot agree on major issues, the divorce becomes contested. This type involves more negotiation and potentially a court trial, making it longer and more costly.

Collaborative Divorce: In this approach, both spouses hire lawyers trained in collaborative law. All parties commit to resolving disputes without going to court. It's a cooperative process but can be expensive due to legal fees.

Mediation: A mediator, often a lawyer or retired judge, helps both spouses reach an agreement. It's a less adversarial process and can be more cost-effective than litigation.

Summary Divorce: This option is available for couples with minimal assets, no children, and a marriage lasting less than five years. It’s quick and inexpensive but only applicable in specific circumstances.

Evaluate your situation carefully to determine which type of divorce suits you best. Consider factors like the complexity of your case, your ability to cooperate with your spouse, and your financial situation.

2. Come Up with a Custody Plan

If you have children, creating a comprehensive custody plan is one of the most critical aspects of the divorce process. A well-thought-out plan will prioritize your children's best interests and help reduce conflicts.

Living Arrangements: Decide where the children will live and how they will split their time between both parents' homes. Consider the proximity to schools, extracurricular activities, and social circles.

Visitation Schedule: Create a detailed schedule outlining when each parent will spend time with the children, including weekends, holidays, and vacations. Be as specific as possible to avoid misunderstandings.

Decision-Making: Determine how you and your spouse will make major decisions regarding your children’s education, health care, and religious upbringing. This could be joint decision-making or one parent having the final say in certain areas.

Communication: Establish clear guidelines for how you and your spouse will communicate about your children. Consistent and respectful communication is vital for co-parenting success.

Flexibility: While having a detailed plan is essential, be prepared to adapt as circumstances change. Children’s needs evolve, and flexibility can help ensure their well-being.

Working with a mediator or family therapist can be beneficial in creating a fair and practical custody plan. Remember, the primary goal is to provide stability and security for your children during this transition.

3. Collect All Your Financial Records

Financial preparation is crucial in divorce proceedings. Having a clear understanding of your financial situation will help ensure a fair division of assets and liabilities.

Steps to Organize Your Financial Records:

Gather Documents: Collect all relevant financial documents, including bank statements, tax returns, mortgage statements, credit card bills, investment account statements, retirement account information, and any other records of assets and debts.

List Assets and Liabilities: Create a comprehensive list of all assets (real estate, vehicles, jewelry, etc.) and liabilities (mortgages, loans, credit card debts, etc.). Note the value of each item and any outstanding balances.

Track Income and Expenses: Document your income and monthly expenses to understand your financial needs. This information is vital for negotiating spousal support and child support.

Consult a Financial Advisor: A financial advisor can provide valuable insights into asset division, tax implications, and long-term financial planning. They can help you make informed decisions that will impact your financial future.

Secure Important Documents: Ensure that all collected documents are stored securely. Consider making digital copies and keeping them in a safe place.

Being well-prepared financially will help you negotiate more effectively and ensure that you’re aware of your financial rights and obligations.

Did you know the average divorce with children costs over $30,000?

Learning the ins-and-outs of divorce before you hire a lawyer can save you thousands.

Onward is your comprehensive guide to feeling confident going into your separation or divorce including modules which educate you about the process, custom calculators, tools and resources to analyze potential outcomes, a personalized strategy, and human support when you need it.

Learn more about Onward today.

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Why Choose Onward?

Onward offers comprehensive resources and personalized support to help you through this difficult period. Our platform provides:

  • Educational Modules: Learn everything you need to know about the divorce and annulment processes.
  • Divorce Coach Consultations: Get expert advice tailored to your situation.
  • Child Custody Guidance: Navigate custody agreements and visitation rights.
  • Financial Tools: Manage and divide assets with ease.

Flexible Pricing Plans

We understand that everyone's needs and financial situations are different. That's why Onward offers three pricing tiers:

  1. Free Plan: Access to three learning modules and one divorce coach consultation.
  2. Standard Plan: $50/month for unlimited modules, tools, a chatbot, and one divorce coach consultation.
  3. Premium Plan: $400/month for everything in the Standard Plan, plus a dedicated divorce coach with two monthly video calls and unlimited messaging.

Make the Right Choice for You

Choosing between divorce and annulment is a significant decision that depends on your unique circumstances. Understanding the legal grounds, processes, and implications is crucial. With Onward, you can make informed choices with confidence.

Sign Up Now: Get the support you need during this challenging time. Enter your email below to get started with Onward and receive your first consultation for free.

Empower yourself with knowledge and support. Onward is here to help you every step of the way.

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